We all know keeping up with your payments are not as easy as most think. Times get hard and you tend to fall behind. That's where we come in. We send out forgiveness letters petitioning your late payments to be honored for removal.

You have have old accounts that are suppose to be removed due to the 7 year statue and it has yet to be removed (or) you have debt that is not reporting correctly; that's where we come in. We send out your Collection petitions for each account and request it's proper information be reported and the account be waived due to it's ineligibility. 

Everyone receives inquiries on their credit which comes from Social Security Number reporting. Anytime you give your Social Security Number out, you will receive an inquiry. Whether it's an Auto loan, Home Approval request, or Business Application applied to; you will have a reporting inquiry. Most times it's inquiries that you have zero knowledge of and that's where we come in.